Are you planning to drive a vehicle while visiting Mexico? When it involves driving in Mexico, your U.S. vehicle insurance policy isn’t going to be recognized by Mexican jurisdictions.
If you do not possess Mexican liability insurance coverage, you may possibly be stopped from exiting Mexico even in the most life-threatening emergency situation. Additionally, you are pretty much sure to spend some time in jail if you are found operating a vehicle without having Mexican auto insurance.
Bear in mind that no U.S. auto insurance provider can present liability insurance coverage that Mexican jurisdictions will see. As a result of this at the straight out minimum, you need to always invest in Mexican liability insurance, and it is regularly a good idea to purchase collision and comprehensive coverage to insure your automobile too. Mexican insurance is truly low-cost, so it is financially reckless to operating a vehicle in Mexico without this specialized insurance policy.
Although various U.S. vehicle insurance could furnish a degree of physical damage and theft protection for your motor vehicle if you keep within 10 to 50 miles of the Mexico border, you ought to get in touch with your U.S. insurance carrier to be sure.
Here is an interesting story on this topic. A traveler from the United States made a decision to take a brief weekend drive over the border to see some friends. He didn’t think about taking the time to acquire a Mexican insurance policy because he was just going to be in Mexico for a quick getaway. He had just purchased a pre-owned car for about $18,000, and he was quite excited to show it off to his friends.
While driving on the Mexican highway, he realized that his vehicle was showing signs of being overheated. He immediately pulled over toward the side of the highway and then opened up the hood. After viewing it, he discovered that the radiator fluid level was low. The good news was that he could certainly see a gas station just about three-quarters of a mile up the street. He elected to walk to the gas station to acquire some water to fill up his radiator. He began walking.
The young man had only been on foot for just a couple of minutes when he turned around to discover a Mexican shuttle bus crashing along the side of his new vehicle. The vehicle halted. Of course, there was substantial harm carried out to both of the vehicles. Help was then called to the scene. Then the police inquired about the man’s insurance coverage. He didn’t have any. It was decided that it was the man’s fault since he had his vehicle parrked too close to the roadway.
The man was then detained at the Mexican police station. His vehicle was seized. Both he and his car were not released until his friends could make agreements to shell out $3,000 for the damages to the bus. Unfortunately, the damage to the young man’s vehicle will never be restored.
Over time, there have been numerous accidents that have been much worse involving car accidents and deaths. These scenarios are considerably more unfortunate and damaging in the event that the automobiles involved are not insured with a Mexican automobile insurance plan.
The investment for a few days of Mexican Liability Insurance is roughly $32.00. The expense for three days of Mexican Full Coverage Insurance for a normal automobile is around $44.00. If you are going to be driving your own vehicle or a rental vehicle in Mexico, just be sure to purchase Mexican insurance coverage and save yourself a ton of potential grief and enjoy some peace of mind.